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Your guide to navigating the Medicare Landscape
You’re Not Alone
That’s exactly why this service exists.
Instead of getting lost in a sea of confusing options (and sales pitches from big-name carriers), you’ll get unbiased guidance from a licensed, independent Medicare advisor who helps you compare real options and enroll in the plan that actually fits your needs.
Personal Medicare Guidance
That Puts YOU First
Medicare Plans We Work With
Learn about the Medicare health plans we work with and the coverage they provide. Make informed decisions about your healthcare and financial security in retirement.
Your Trusted Medicare Resource
We are committed to being the number one resource for all your Medicare coverage related questions and needs. Let us help you navigate the complexities of Medicare health plans with confidence.
Expert Guidance
Connect with a Medicare health plan specialist dedicated to providing personalized guidance and support in choosing the right Medicare coverage for you.
Meet Your Advisor
Angelique Fernlund,
A Local, Independent Medicare Agent You Can Trust
With ongoing certifications, professional mentorship from industry experts, and contracts with top Medicare health plan carriers, your advisor is here to help you:
✔ Compare coverage options across carriers
✔ Understand your actual benefits and costs
✔ Enroll in Medicare Health Plans confidently — with no pressure
✔ Avoid plans that look good on paper but don’t fit your doctors or lifestyle
What You’ll Learn in
Your Complimentary Personalized Medicare Review
We offer a Complimentary Personalized Medicare Review to walk you through everything, step-by-step. You’ll finally get clarity on:
• When to enroll — so you avoid penalties or delays
• What each Medicare Part covers (A, B, C, D) — explained in plain language
• What’s not covered by Original Medicare (like dental, vision, or prescription drug gaps)
• Whether you need a Medicare Supplement (Medigap)
• How Medicare Advantage works — and if it fits your lifestyle
• Which carriers are available in your local area
• Your total monthly and yearly costs — before you commit
Medicare 101:
What You Need to Know
Original Medicare
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Part A: Inpatient Hospital Coverage
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Part B: Outpatient Physician Coverage
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National Coverage. Great for travelers and Snowbirds
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Prescription Drug and MediGap coverage may be needed to help with out of pocket costs.
Medicare Advantage
(Part C)
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All-in-one health plans from private carriers
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Includes Medicare Part A & B
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May include Part D, Vision, Dental and more
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Local coverage area network
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Lower premiums
Medicare Part D
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Prescription drug coverage not included in original Medicare
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Prescription only plans are available to enroll separately
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May be included in Medicare Advantage Health Plans
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Carriers vary on coverage and pricing
Medicare Supplement
Plans (Medigap)
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Helps cover out of pocket costs Original Medicare doesn't
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Nationwide coverage
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Doesn't include Part D (prescriptions), dental, vision or hearing
You’re Not Just a Number
You won’t be rushed, pressured, or passed off to a call center. This is real support from a real person who cares about your long-term care and peace of mind.
Flexible Appointments
• 🖥️ Secure Video Calls
• 📞 Phone calls (if that’s easiest for you)
• 📍 In-person meetings (available upon request)
Evening and weekend appointments may be available to fit your schedule.
