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Your guide to navigating the Medicare Landscape

Welcome to Medicare, Made Simple

If you’re turning 65 soon — or helping someone who is — you probably have questions like:

“When do I sign up for Medicare?”
“What’s the difference between all these ‘Parts’?”
“How much will I pay out-of-pocket?”

You’re Not Alone

That’s exactly why this service exists.

Instead of getting lost in a sea of confusing options (and sales pitches from big-name carriers), you’ll get unbiased guidance from a licensed, independent Medicare advisor who helps you compare real options — and enroll in the plan that actually fits your needs.

Serving Colorado
With Personal Medicare Guidance
That Puts YOU First

Medicare Plans We Work With

Gain insights into the Medicare plans we accept and the coverage they provide. Make informed decisions about your healthcare and financial security in retirement.

Your Trusted Medicare Resource

We are committed to being the number one resource for all your Medicare-related questions and needs. Let us help you navigate the complexities of Medicare with confidence.

Expert Guidance

Connect with our team of Medicare specialists who are dedicated to providing personalized guidance and support in choosing the right Medicare coverage for you.

 Meet Your Advisor

Angelique Fernlund,

A Local, Independent Medicare Agent You Can Trust

With ongoing certifications, professional mentorship from industry experts, and contracts with top Medicare carriers, your advisor is here to help you:

✔ Compare coverage options across carriers
✔ Understand your actual benefits and costs
✔ Enroll in Medicare confidently — with no pressure
✔ Avoid plans that look good on paper but don’t fit your doctors or lifestyle

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What You’ll Learn in

Your Complimentary Personalized Medicare Review

We offer a Complimentary Personalized Medicare Review to walk you through everything, step-by-step. You’ll finally get clarity on:
   •    When to enroll — so you avoid penalties or delays
   •    What each Medicare Part covers (A, B, C, D) — explained in plain language
   •    What’s not covered by Original Medicare (like dental, vision, or prescription drug gaps)
   •    Whether you need a Medicare Supplement (Medigap)
   •    How Medicare Advantage works — and if it fits your lifestyle
   •    Which carriers are available in your ZIP code
   •    Your total monthly and yearly costs — before you commit

Medicare 101:
What You Need to Know

Original Medicare

  • Part A: Inpatient Hospital Coverage

  • Part B: Outpatient Physician Coverage

  • National Coverage. Great for travelers and Snowbirds

  • Prescription Drug and MediGap coverage may be needed to help with out of pocket costs. 

Medicare Advantage
(Part C)

  • All-in-one plans from private carriers

  • May include Part D, Vision, Dental and more

  • Local coverage area network

  • Lower premiums

Medicare Part D

  • Prescription drug coverage not included in original medicare

  • May be included in Advantage Plans

  • Carriers vary on coverage and pricing

Medigap (Supplement
Plans

  • Helps cover out of pocket costs Original Medicare doesn't 

  • Nationwide coverage

  • Doesn't include Part D (prescriptions), dental, vision or hearing

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 You’re Not Just a Number

You won’t be rushed, pressured, or passed off to a call center. This is real support from a real person who cares about your long-term care and peace of mind.

Appointments can be held via:
   •    🖥️ Zoom (preferred for convenience)
   •    📍 In-person meetings (available upon request)
   •    📞 Phone calls (if that’s easiest for you)

Evening and weekend appointments may be available to fit your schedule.

Not Ready To Enroll, But Want To Learn More?

Sign up for one of our Intro to Medicare educational online events

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Support just the way you need it.

Currently we represent four organizations which offer 42 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.

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